Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001246

Goal
12,484 €
Raised
12,484 €
100%
Return rate
10.5%
Rating
A
Period
36
Time left
LTV
34%
Country
Lenkija
Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxx Żxłx
22-455 Xxxxxxxóx
header_1 Declared Owned
Farming land16.96 ha9.96 ha
20222021
Revenue 23,969.00 € 4,687.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas 2021 m. iš savo tėvų perėmė ūkį, kuriame dirbo nuo vaikystės. Jis perėmė 9,96 ha ir nuo 2021 m. sugebėjo išplėsti ūkį 17 ha plotu, kurį išsinuomojo. 

Jis daugiausia augina javus ir pupas, taip pat augina morkas ir pomidorus. Nuo tada, kai ūkininkas perėmė ūkį, jo pirmas prioritetas buvo atnaujinti techniką, ką jis ir padarė praėjusiais metais. 
Šiuo metu ūkyje jis naudoja tokią techniką, pvz: 
  • MASSEY FERGUSON 5709m traktorius (2022 m.)
  • PRONAR T663/2 priekaba (2022 m.)
  • AKPIL plūgas KM 180 3 (2022 m.)
  • AGROLIFT AUK 25 kultivatorius (2022 m.)
  • SULKY MASTER 3 m sėjamoji (2000 m) 
  • ARMASZ 800l barstytuvas (2020 m.)

Ūkininkas turi didelių planų ateinantiems metams, iš kurių pirmasis ir svarbiausias yra tas, kad jis planuoja pereiti prie neariamosios žemdirbystės ir tuo tikslu šiais metais planuoja įsigyti neariamąją sėjamąją. Jis taip pat planuoja didinti pomidorų gamybą, o tam jam reikia lėšų trąšoms įsigyti ir sandėlio statybai užbaigti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.