Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001269

Goal
18,030 €
Raised
18,030 €
100%
Return rate
14%
Rating
B
Period
36
Time left
LTV
50%
Country
Lenkija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner
Address
Xxxxx Xxxxxxxxxx
Xóxxx Xxxxęxxx 34, 23-230 Xxxxxxxx Xxżx
header_1
Declared
Owned
Dirbama žemė16.20 ha6.15 ha
20222021
Revenue 20,395.00 € 13,425.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkininkauja nuo 1998 m., kai perėmė ūkį iš savo tėvų. Šiuo metu jo ūkis užima 16,2 hektaro. Pagrindinės ūkininko pajamos yra augalininkystė, kai taikoma dabartinė sėjos struktūra: 3,8 ha kvietrugių, 4 ha kviečių, 1,5 ha juodųjų serbentų, 0,4 ha aviečių, 3 ha pupų, 1,5 ha bulvių ir 2 ha miežių. Kasdien ūkyje ūkininkauja pats, tačiau samdo sezoninius darbininkus.

Jis naudoja tokią techniką kaip:

  • MASSEY FERGUSON 3125 traktoriumi
  • URSUS c335 traktorius 
  • WODZIŃSKI 8 t priekaba (2018 m.)
  • AUTOSAN priekaba 
  • CLAAS kombainas
  • APOLLO kultivatorius (2011 m.)
  • Diskinės akėčios STRUMYK (2011 m.)
  • AWEMAK 5 korpusų plūgas (2011 m.)
  • BIARDZKI 1000 litrų talpos purkštuvas (2015 m.)
  • POLMARK 400 litrų purkštuvas (2018 m.)
  • BROS sodų smulkintuvas (2018 m.)

Artimiausiu metu ūkininkas planuoja padidinti juodųjų serbentų pasėlius keliais hektarais.
Gavęs finansavimą iš "HeavyFinance", ūkininkas planuoja įsigyti trąšų, augalų apsaugos priemonių ir papildomai grąžinti pirmąją paskolą (PL0000491).

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.