Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001434

Goal
7,750 €
Raised
7,750 €
100%
Return rate
13%
Rating
B
Period
36
Time left
LTV
49%
Country
Lenkija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxxńxx
86-200 Xóxx, Xxxxxxxx 9x
header_1 Declared Owned
Farming land7.47 ha7.47 ha
2022
Revenue 18,869.00 €
Net profit -
Equity ratio -
Project description
Documents
Payment schedule
Dariuszas paveldėjo ūkį prieš 9 metus ir šiuo metu deklaruoja 7,47 ha ariamos žemės. Ūkininkas ūkyje dirba kartu su sūnumi, kuris paveldės ūkį.

Projekto savininkas augina kviečius (2,8 ha), kvietrugius (1,47 ha) ir rapsus (3,20 ha). Savo rajone jis turi du grūdų supirkėjus, su kuriais bendradarbiauja nuo tada, kai perėmė ūkį.
Verslininkas turi 2 traktorius (Ursus) ir kitą verslui reikalingą techniką, tačiau planuoja modernizuoti ūkį technikos požiūriu. Už ankstesnį finansavimą jis galėjo įsigyti kultivavimo agregatą ir ravėjimo aparatą. Su šiomis mašinomis jo ūkis taps tvaresnis, be to, jis galės atsisakyti arimo ir pereiti prie neariamosios žemdirbystės. Kai mašinos bus visiškai pakeistos, ūkininkas sieks padidinti savo ūkio dirbamą plotą.

Vis dėlto ūkis nėra pagrindinės Dariuszo pajamos, pajamos gaunamos tik iš ūkio uždarbio. Praėjusių metų pajamas sudaro 1 804 € subsidijų.

Už dabartinį finansavimą bus įsigyta 5 tonos trąšų (salmago ir kizerito) ir dar 1,5 t granuliuotų kalkių.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.