Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001601

Goal
29,377 €
Raised
29,377 €
100%
Return rate
From 14%
Rating
C+
Period
36
Time left
LTV
67%
Country
Lenkija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xóźxxxxxxx
Xxxńxx Xłxxxxxxx 1, 97-403 Xxxżxxxx
header_1 Declared Owned
Dirbama žemė100.00 ha30.00 ha
20232022
Revenue 179,211.00 € 114,573.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
2015 m. sausio mėn. ūkininkas gavo ūkį iš savo tėvų. Nuo to laiko jis rūpinasi juo kartu su jais ir savo žmona.

Kasmet augina 1 800 penimų danų veislės kiaulių ir 30 galvijų mišrūnų. Pašarus gamina pats arba perka priklausomai nuo ekonominės padėties.
Pašarams sėja 25 ha kviečių, 25 ha kvietrugių, 25 ha miežių ir 25 ha tarpinių kultūrų.

Ūkininko ūkyje naudojama technika: 
  • FENDT 716 traktorius (2001 m.)
  • NEW HOLLAND Td5.105 traktorius (2018 m.)
  • POTTINGER 5 korpusų rotacinis plūgas
  • NEW HOLLAND presas 
  • lėkštinis skutiklis 
  • ražienų skutiklis 
  • Sėjamoji su noragėliais
  • srutų cisterna

Ūkininkas rūpinasi aplinka savo ūkyje taikydamas tvarią praktiką, pvz.
trąšų maišymas ir tręšimas per 12 valandų, tarpinių kultūrų sėja.

Tai antroji "HeavyFinance" finansavimo dalis. Paskola bus panaudota grūdų sandėliavimui ir salės statybai. Likusi finansavimo dalis bus panaudota kiaulėms ir mėsiniams galvijams įsigyti.

Abi paskolos užtikrintos ta pačia žeme, kurios bendra vertė 88 996 EUR.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.