agriculture_loan
agriculture_loan_description
PL0001647
goal
10,000 €
raised
0 €
return_rate 
14.5%
rating
C+
period
12
time_left
LTV
-
country
Lenkija
loan_purpose
Apyvartinio kapitalo padidinimui
business_information
security_measures
loan_history
project_owner | address |
|---|---|
header_1 | declared | owned |
|---|---|---|
| Dirbama žemė | 52.00 ha | 51.46 ha |
| 2022 | 2021 | |
|---|---|---|
| revenue | 121,794.00 € | 92,000.00 € |
| net_profit | - | - |
| equity_ratio | - | - |
project_description
The farmer has worked on the farm since he was a child in 2020, when his parents gave him the land.
His main income comes from milk production. The farmer has 50 high yielding dairy cattle (Holstein-Friesian) which are evaluated by the association.
He also has 25 heifers. He has a contract with the Mlekovita dairy. Thanks to the recent financing from Heavy Finance, he has bought 16 dairy cows.
He produces all the fodder himself and only buys additives.
Structure of sowing:
Cereals - 10 ha
Maize - 12ha
Grass- 24ha
His parents help him look after the farm.
In 2020, the farmer received funding from the European Union to purchase a Kubota M7 tractor with loader (2021)
McHale baler (2020)
TrPromar (2006)
Massey Ferguson tractor
MTZ tractor
Farmer cultivates soil with ploughing technology
Atlas plough with 4 skids
Maize drill
Cereal seed drill
Spreader
Sprayer
The funding from Heavy Finance will be used for working capital
Active loans balance: Collateralized - € 92600 Uncollateralized - € 0
Active loans total: € 92600
Active loans balance: Collateralized - € 92600 Uncollateralized - € 0
Active loans total: € 92600
project_risks
project_risks_paragraph_1
project_risks_paragraph_2
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additional_information:
project_risks_paragraph_4