Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001701

Goal
56,591 €
Raised
56,591 €
100%
Return rate
From 13.1%
Rating
B+
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
Xxxxxxxx Xxxxxx
Xxxxxxx, 82-522 Xxxxxxxx
header_1 Declared Owned
Farming land62.00 ha28.00 ha
20222021
Revenue 140,206.00 € 182,907.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkė 26 hektarų ūkį iš savo tėvų perėmė 2010 m. Nuo to laiko ji išplėtė ūkį iki 62 ha, iš kurių 29 ha priklauso jai. Ūkį ji valdo viena, užsiima augalininkyste ir gyvulininkyste. 

Ji augina 6 ha cukrinių runkelių, 6 ha kukurūzų, 6 ha kvietrugių, 12 ha vasarinių kviečių, o likusius 32 ha užima gyvulių pievos. Šiuo metu jos gyvulius sudaro 33 melžiamos karvės, 15 veislinių telyčių, iš kurių 8 yra veršingos, 15 bulių, 30 veršelių ir 14 arklių. 

Ji naudoja tokią techniką kaip:

  • MERLO teleskopinį krautuvą (2020 m.)
  • NEW HOLLAND traktorius (2012 m.)
  • NEW HOLLAND traktorius (2013 m.)
  • JOSKIN srutų cisterna (2011 m.)
  • METAL-TECH priekaba (2011 m.)
  • KUHN pašarų kombainas (2011 m.)
Ūkininkė nori toliau plėtoti pieninių karvių ūkį. Šis pirmasis "HeavyFinance" finansavimas (iš viso trys paskolos) bus panaudotas veislinėms telyčioms įsigyti ir padės ūkininkei refinansuoti kitą paskolą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.