Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0001941

Goal
15,952 €
Raised
15,952 €
100%
Return rate
15%
Rating
B
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxxx Xxxłxxxxx
Xxxxxxxxxxxx Xxxxxx 23, 09-210 Xxxxxx
header_1 Declared Owned
Farming land16.50 ha11.50 ha
20232022
Revenue 40,835.00 € 31,031.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas ūkį įkūrė 1999 m. Nuo to laiko jai pavyko išplėsti ūkį iki 16,5 ha, iš kurių jai priklauso 11 ha. Ūkį ji valdo kartu su vyru. Jie užsiima augalininkyste ir pienininkyste. Jie augina 8 ha kukurūzų, 2,7 ha kviečių, o likusią dalį sudaro pievos. Jų bandą sudaro 16 melžiamų karvių, 12 telyčių ir 4 veršingos telyčios.

Ūkyje jie naudoja tokią techniką, kaip, pvz:

  • URSUS traktoriumi 
  • URSUS traktorius 
  • URSUS presas 2021
  • METAL-FACH vyniojimo mašina 2010 m.
  • MAPROZET trąšų barstytuvas 2010 m.
  • MAPROZET grūdų sėjamoji 2010 m.

Pagrindinis ūkininko tikslas - ateinančiais metais toliau plėsti pieninių galvijų bandą. Per trejus metus jie planuoja bandą padidinti iki 35 melžiamų karvių. Paskolos lėšos bus panaudotos pašarams galvijams pirkti ir 2 melžiamoms karvėms pridėti.

Aktyvių paskolų suma: 5279,23 EUR

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.