Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002134

Goal
35,000 €
Raised
35,000 €
100%
Return rate
From 13.6%

Rating
B

Period
48

Time left

LTV
33%

Country
Lenkija

Loan purpose
Technikos įsigijimui

Business information
Security measures
Loan history
Project owner Address
Xxxxłxxxxx Xxxxxxxxxx
Xxxxxxx Xxxxxxx 7, 18-400 Łxxżx
header_1 Declared Owned
Farming land40.00 ha30.00 ha
20232022
Revenue 212,786.00 € 218,020.00 €
Net profit 24,862.66 € 4,599.74 €
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkininkauja nuo 2015 m., kai iš tėvų perėmė 25 ha. Nuo to laiko jam pavyko išplėsti ūkį iki 40 ha, iš kurių 30 ha priklauso jam pačiam. Ūkyje jis daugiausia gamina pieną ir turi 15 ha kukurūzų pūdymui. Jo bandą sudaro 70 melžiamų karvių, 15 telyčių ir 15 veršelių. Ūkyje jis naudoja tokią techniką kaip:

PRONAR priekaba 2011 m.

2014 m. diskinė šienapjovė KUHN

MCHALE grėblys 2021 m.

KUHN apsisukimo mašina 2018 m.

STORTI pašarų ruošimo sunkvežimis 2024 m.

GASPRARDO sėjamoji 2016 m.

Ūkininkas turi ambicingų planų plėsti melžiamų karvių bandą ir per artimiausius 3 metus planuoja padvigubinti melžiamų karvių skaičių, kad padidintų pajamas. Jis taip pat planuoja atnaujinti savo techniką. 

Klientui reikia lėšų tvartui išplėsti, kad jame tilptų daugiau karvių.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.