Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002226

Goal
11,200 €
Raised
11,200 €
100%
Return rate
15%
Rating
C+
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxłx
Xxxłxxóx, Xxxxxxx 25, 68-113 Xxxxźxxxx
header_1 Declared Owned
Farming land94.00 ha18.80 ha
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 2004 m., kai perėmė ūkį iš savo tėvo, valdžiusio 2 ha. Nuo to laiko jam pavyko išplėsti ūkį iki 94 ha, iš kurių 18,8 ha priklauso jam pačiam. Ūkyje jis užsiima augalininkyste (ekologine). Dirba savarankiškai ir sezoniškai samdo darbininkus. Jo sėjomainos struktūrą sudaro 20 ha kviečių, 7,5 ha rapsų, 12 ha rugių, 22 ha lubinų, 3 ha garstyčių, o likusią dalį sudaro pievos. Savo ūkyje jis naudoja tokią techniką, pvz:
  • HL priekaba 2020 m.
  • AGROMASZ žemės dirbimo agregatas 2015 m.
  • KVERNELAND rotacinis plūgas 2015 m.
  • AGROMASZ lėkštinės akėčios 2015 m.
  • WOPROL barstytuvas 2015 m.
  • FARMTRAC traktorius 2013 m.
  • NEW HOLLAND traktorius 2019
Per ateinančius 3 metus ūkininkas planuoja išplėsti ekologinę gamybą ir pradėti prekiauti miltais, o tai leis jam gauti daugiau pajamų. Be to, jis planuoja padidinti savo ūkį iki 100 ha. Paskolos lėšos bus panaudotos paskolai refinansuoti ir mulčeriui įsigyti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.