Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002301

Goal
12,200 €
Raised
12,200 €
100%
Return rate
15%
Rating
C+
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx
Xxxxxxxóx 27, 98-270 Xłxxxxx
header_1 Declared Owned
Farming land55.00 ha19.46 ha
20232022
Revenue 202,307.00 € 218,077.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 2002 m., kai iš tėvų perėmė 16 ha. Nuo to laiko jam pavyko išplėsti ūkį iki 55 ha, iš kurių 19 ha priklauso jam pačiam. Ūkininkas ūkyje dirba kartu su žmona, jie užsiima pienininkyste ir augalininkyste. Jo sėjomainos struktūra: 25 ha kukurūzų, 8 ha kviečių, 4 ha kvietrugių, 3 ha rugių, o likusius 15 ha sudaro pievos. Jo ūkyje yra 63 melžiamos karvės ir 15 veršingų telyčių.

Ūkyje jis naudoja tokią techniką, kaip:

  • FOTON traktorius 2007 m.
  • CLAAS 2005 m. traktorius
  • MASSEY FERGUSON traktorius 2008 m.
  • KUHN sėjamoji su sėjos agregatu 2014 m.
  • KUHN rotacinis plūgas 2019 m.
  • KUHN rotacinis plūgas 2017 m.
  • AMAZONE trąšų barstytuvas 2019 m.
  • METAL FACH mėšlo kratytuvas 2014 m.
  • PRONAR priekaba 2020 x2
  • NEW HOLLAND presas 2021
  • ALIMA-BIS pašarų vežimėlis 2020
Per artimiausius 3 metus ūkininkas planuoja išplėsti melžiamų karvių bandą iki 100 galvijų, o tai gerokai padidins jo pajamų galimybes. Paskolos lėšas ketinama panaudoti telyčioms įsigyti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.