Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002495

Goal
24,000 €
Raised
24,000 €
100%
Return rate
From 12.5%

Rating
B

Period
48

Time left

LTV
52%

Country
Lenkija

Loan purpose
Investicijos gamybai didinti

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxł Xxxxx
Xłxxxxxxxx 68 , 87-200 Xąxxxxżxx
header_1 Declared Owned
Farming land50.00 ha10.00 ha
20232022
Revenue 98,959.00 € 149,707.00 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Ūkininkas ūkininkauja nuo 2012 m., nuo pat pradžių pradėjo ūkininkauti savarankiškai. Jis įkūrė 50 ha ūkį, iš kurių 15 ha valdo pats, o 35 ha nuomoja. Ūkyje jis užsiima augalininkyste ir pieno gamyba. Ūkininkas laiko 50 melžiamų karvių, iš viso 70 galvijų. Jo sėjos struktūrą sudaro 20 ha kukurūzų, 10 ha liucernų, 20 ha kviečių.

Ūkyje jis naudoja šias mašinas:

  • Unia Tytan 13 Premium TD 2019“ barstomąja
  • Unia 2020 kultivatorius
  • Sėjos agregatas New Holland 2016 presas
  • New Holland 2019 plūgas
  • Zetor Forterra 2009

Per ateinančius 5 metus ūkininkas ketina padidinti melžiamų karvių skaičių ūkyje iki 80 melžiamų karvių, palaipsniui išsipirkdamas nuosavybėn nuomojamą žemę. Įsigytas naujas traktorius ir kukurūzų smulkintuvas. Paskolos lėšos bus naudojamos galvijams, pašarams ir trąšoms augalams auginti įsigyti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.