Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002823

Goal
50,000 €
Raised
21,807 €
43%
Return rate
From 13.6%

Rating
B+

Period
48

Time left

LTV
50%

Country
Lenkija

Loan purpose
Refinansavimas

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxx Xxxxxxxx
Xxxxx 45, 27-612 Xxxxxxxx
header_1 Declared Owned
Farming land118.00 ha118.00 ha
20242023
Revenue 422,873.31 € 738,827.27 €
Net profit - -
Equity ratio - -

Investicijos skaičiuoklė

Pasirinkine vieną iš siūlomų arba įveskite investicijos sumą, kad pamatytumėte palūkanų normą ir preliminarų uždarbį.
Palūkanos

13.6%

Preliminarus uždarbis

0.00 €

Svarbu:
Skaičiuoklės rezultatai yra preliminarūs, kadangi nurodytas uždarbis yra pagrįstas preliminariu paskolos grąžinimo grafiku.

Palūkanų normos:
Investuojant nuo 100 € - 13.6% Investuojant nuo 500 € - 14.3% Investuojant nuo 1,000 € - 14.6% Investuojant nuo 2,000 € - 15.1% Investuojant nuo 5,000 € - 15.3% Investuojant nuo 10,000 € - 15.7%
Project description
Documents
Payment schedule
Ūkininkė ūkininkauja nuo 2014 m., kai pati įkūrė ūkį, ir nuo to laiko jį išplėtė iki 118 ha, iš kurių visas priklauso jai. Ūkyje ji užsiima sodininkyste. Ji dirba savarankiškai ir sezoniškai samdo darbininkus. Jos sodinių struktūrą sudaro 97 ha obelų ir 20 ha vyšnių. Jos vyras vadovauja bendrovei, kuri nuomoja žemės ūkio techniką ir teikia paslaugas, kurioms ji dar neturi savo technikos. Per ateinančius trejus metus ūkininkė planuoja atsikratyti dalies ploto, kuriame auga obelys, nes medžiai yra seni, ir planuoja ten sodinti vyšnias. Paskola bus naudojama kitiems įsipareigojimams refinansuoti.
Aktyvių paskolų likutis: Užtikrintos - 300000 EUR Neužtikrintos - 0 EUR

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.