Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0002863

Goal
26,500 €
Raised
8,508 €
32%
Return rate
From 13.5%
Rating
B
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Apyvartinio kapitalo padidinimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxxx
Xxxxxxxxxx 25, 87-517 Xxxxxx
header_1 Declared Owned
Farming land16.00 ha16.00 ha
20242023
Revenue 48,287.34 € 43,250.68 €
Net profit - -
Equity ratio - -

Investicijos skaičiuoklė

Pasirinkine vieną iš siūlomų arba įveskite investicijos sumą, kad pamatytumėte palūkanų normą ir preliminarų uždarbį.
Palūkanos

13.5%

Preliminarus uždarbis

0.00 €

Svarbu:
Skaičiuoklės rezultatai yra preliminarūs, kadangi nurodytas uždarbis yra pagrįstas preliminariu paskolos grąžinimo grafiku.
Palūkanų normos:
Investuojant nuo 100 € - 13.5% Investuojant nuo 500 € - 14.3% Investuojant nuo 1,000 € - 15% Investuojant nuo 2,000 € - 15.2% Investuojant nuo 5,000 € - 15.5%
Project description
Documents
Payment schedule

Ūkininkė ūkininkauja nuo 2019 m., kai perėmė dalį ūkio iš tėvų. Ūkis užima 16 ha, kurie visi priklauso jai. Ūkį ji tvarko padedama tėvų ir specializuojasi augalininkystėje. Jos sėjos struktūrą sudaro 14 ha kviečių ir 2 ha cukrinių runkelių.

Ūkyje ji naudoja tokią techniką:

  • HARDI purkštuvas 2015
  • SULKY trąšų barstytuvas 2015
  • HORSCH kultivatorius ir sėjamoji 2022
  • NEW HOLLAND kombainas 2022
  • OVERUM rotacinis plūgas 2012

Ūkininkė planuoja per ateinančius 5 metus žymiai išplėsti savo ūkį. Ji planuoja kasmet išsinuomoti papildomai 5–10 ha žemės, kad padidintų savo ūkio plotą. Paskolos lėšos bus panaudotos trąšoms įsigyti.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.