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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002871
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 53.00 ha | 53.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 112,816.22 € | 115,717.94 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 2005 m., kai perėmė 20 ha žemės iš tėvų, nuo tada jam pavyko išplėsti ūkį iki 53 ha, kurie visi priklauso jam. Ūkyje ūkininkas dirba savarankiškai ir užsiima augalininkyste bei mėsinių galvijų veisimu. Jo bandą sudaro 3 telyčios, 15 veršelių iki šešių mėnesių, 20 veršelių vyresnių nei vieneri metai ir 10 galvijų vyresnių nei pusantrų metų. Jo sėjos struktūra: 10 ha rapsų, 10 ha runkelių, 5 ha žieminių miežių, 3 ha tritikalių ir 25 ha kviečių.
Ūkyje jis naudoja tokią techniką:
- CLAAS kombainas 2012
- KRUKOWIAK purkštuvas 2022
- DEUTZFAHR traktorius 2022
- ROL TRANS mėšlo skirstytuvas 2022
- ZETOR traktorius 2010
Ūkininkas planuoja per ateinančius 5 metus padidinti mėsinių galvijų bandą iki 70 galvijų, todėl kitais metais planuoja modernizuoti tvartą, kad jame tilptų daugiau galvijų, ir palaipsniui juos supirkti. Paskolos lėšos bus panaudotos telyčių pirkimui.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.