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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PL0002969
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 41.00 ha | 20.00 ha |
| 2025 | 2024 | |
|---|---|---|
| Revenue | 63,112.86 € | 35,145.57 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 2014 m., kai perėmė 15 ha žemės iš tėvų. Nuo tada jam pavyko išplėsti ūkį iki 41 ha, iš kurių 20 ha priklauso jam. Ūkyje jis dirba savarankiškai ir užsiima augalininkyste bei mėsinių galvijų veisimu. Jo bandą sudaro 80 galvijų, o sėjamųjų kultūrų struktūra: 5 ha rapsų, 5 ha kviečių, 5 ha tritikalių, 10 ha siloso kukurūzų, 3 ha cukrinių runkelių, 10 ha grūdinių kukurūzų ir 3 ha pievų.
Ūkyje ūkininkas naudoja tokią techniką:
- METAL-FACH priekaba 2021
- AGROMASZ kultivavimo ir sėjimo agregatas 2021
- BIARDZKI purkštuvas 2021
- DEUTZ FAHR traktorius 2017
- METAL-FACH presas 2015
Ūkininkas planuoja per ateinančius 3 metus savo ūkyje pastatyti grūdų silosą, šiam tikslui gavo paramą ir statybas pradės metų pabaigoje. Be to, jis nori atnaujinti pastatus ir techniką, kad jie būtų efektyvesni. Paskolos lėšos bus panaudotos ūkio einamosioms išlaidoms, susijusioms su derliaus nuėmimu, pvz., degalams ir remontui.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.