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agriculture_loan
agriculture_loan_description
PL0002990
goal
59,500 €
raised
22,336 €
return_rate 
from
14%
rating
A
period
48
time_left
LTV
65%
country
Lenkija
loan_purpose
Refinansavimas
business_information
security_measures
loan_history
| project_owner | address |
|---|---|
| header_1 | declared | owned |
|---|---|---|
| Dirbama žemė | 44.00 ha | 24.00 ha |
| 2024 | 2023 | |
|---|---|---|
| revenue | 99,758.00 € | 81,505.26 € |
| net_profit | - | - |
| equity_ratio | - | - |
loan_calculator
loan_calculator_instruction
interest
14%
preliminary_earnings
0.00 €
important:
loan_calculator_important_information
interest_rates:
investing_from 100 € - 14% investing_from 500 € - 14.7% investing_from 1,000 € - 15% investing_from 2,000 € - 15.5% investing_from 5,000 € - 15.7% investing_from 10,000 € - 16.1%
project_description
documents
payment_schedule
The farmer has been farming since 1999, inheriting 12ha from his parents, and has since expanded his farm to 44ha, of which he owns 24ha. On the farm he is engaged in crop production and breeding beef cattle. He works independently and seasonally employs workers. His sowing structure consists of 15ha of grain (wheat, rye, triticale), 12ha of rapeseed, 14ha of corn, 2ha of grassland and 1ha of potatoes. His herd consists of 12 milking cows, 6 heifers and 10 beef cattle. On the farm he uses machinery such as:
NEW HOLLAND 2015 combine harvester
PRONAR 2013 tractor
NEW HOLLAND 2012 tractor
METALTECH 2015 trailer
AGROTECH 2018 plowing unit
AKPIL 2013 plow
CLAAS 2018 wrapper.
The farmer plans to expand the herd to 20 milking cows and 20 beef cattle in the next 3 years. In addition, he plans to regularly buy back the leased land; he wants to buy back at least 5ha.
The loan is to be used to refinance a loan from another financial institution. Through which the farm's financial liquidity will improve and it will be ready for further development.
project_risks
project_risks_paragraph_1
project_risks_paragraph_2
project_risks_paragraph_3
additional_information:
project_risks_paragraph_4