Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003058

Goal
59,500 €
Raised
0 €
0%
Return rate
14%
Rating
A
Period
48
Time left
LTV
65%
Country
Lenkija
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxł Xxxxxxxxx
Xxxxxxxx 17, Xxxxóx 99-150
header_1
Declared
Owned
Farming land44.00 ha24.00 ha
20242023
Revenue 99,758.00 € 81,505.26 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Ūkininkas ūkininkauja nuo 1999 m., paveldėjęs 12 ha iš tėvų, ir nuo tada išplėtė savo ūkį iki 44 ha, iš kurių 24 ha jam priklauso. Ūkyje jis užsiima augalininkyste ir mėsinių galvijų veisimu. Jis dirba savarankiškai ir sezonais samdo darbininkus. Jo sėjos struktūrą sudaro 15 ha grūdų (kviečiai, rugiai, kviečiai-rugiai), 12 ha rapsų, 14 ha kukurūzų, 2 ha pievų ir 1 ha bulvių. Jo bandą sudaro 12 melžiamų karvių, 6 telyčios ir 10 mėsinių galvijų. Ūkyje jis naudoja tokią techniką:

NEW HOLLAND 2015 kombainas
PRONAR 2013 traktorius
NEW HOLLAND 2012 traktorius
METALTECH 2015 priekaba
AGROTECH 2018 arimo agregatas
AKPIL 2013 plūgas
CLAAS 2018 vyniojimo mašina.

Ūkininkas planuoja per ateinančius 3 metus išplėsti bandą iki 20 melžiamų karvių ir 20 mėsinių galvijų. Be to, jis planuoja reguliariai atpirkti nuomojamą žemę; jis nori atpirkti mažiausiai 5 ha.

Paskola bus panaudota kitos finansų įstaigos paskolai refinansuoti. Tai pagerins ūkio finansinį likvidumą ir jis bus pasirengęs tolesnei plėtrai.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.