Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003126

Goal
69,000 €
Raised
43,430 €
62%
Return rate
From 12.7%
Rating
B+
Period
48
Time left
LTV
70%
Country
Lenkija
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxx Xxxxxxx
Xxxxxxóx 39 , 21-518 Xxxxóxxx
header_1 Declared Owned
Dirbama žemė75.00 ha49.06 ha
20242023
Revenue 114,009.83 € 41,894.16 €
Net profit - -
Equity ratio - -

Investicijos skaičiuoklė

Pasirinkine vieną iš siūlomų arba įveskite investicijos sumą, kad pamatytumėte palūkanų normą ir preliminarų uždarbį.
Palūkanos

12.7%

Preliminarus uždarbis

0.00 €

Svarbu:
Skaičiuoklės rezultatai yra preliminarūs, kadangi nurodytas uždarbis yra pagrįstas preliminariu paskolos grąžinimo grafiku.
Palūkanų normos:
Investuojant nuo 100 € - 12.7% Investuojant nuo 500 € - 13.4% Investuojant nuo 1,000 € - 13.7% Investuojant nuo 2,000 € - 14% Investuojant nuo 5,000 € - 14.2% Investuojant nuo 10,000 € - 14.4% Investuojant nuo 20,000 € - 14.9%
Project description
Documents
Payment schedule
Operating since 1989, this well-established family farm has grown from an initial 16 ha inherited from the previous generation to a thriving 75 ha operation, including 47 ha leased land. Managed by an experienced farmer together with his son and supported by seasonal workers, the farm boasts diversified revenue streams through advanced crop production, high-yield dairy farming, and cattle breeding. Diversified and Scalable Agricultural Operations Livestock: Currently milking 60 cows, with 20 young calves and 50 adult heifers, poised for rapid herd growth. Crop Production: Efficiently cultivates 25 ha of corn, 10 ha of oats, 10 ha of barley, and 50 ha of high-quality grass, ensuring feed and revenue stability. Modern Equipment: Utilizes well-maintained machinery including a New Holland T6.175 tractor (2012), Bizon combine harvester (1990), Kuhn mower (2013), Kombi tillage unit (2013), and Meprozet slurry tanker (2008). Clear Growth Strategy Driving Future ROI The farmer plans to strategically expand milk production by increasing the dairy herd to 100 cows within 5 years, aiming to nearly double current output. Additionally, the acquisition of 5 ha of currently leased land will secure long-term growth capacity and operational control. Funding Request and Impact Investment will fund the purchase of a modern milking parlor, a critical productivity upgrade to support herd expansion and improve efficiency. This enhancement will significantly boost milk yield and quality, directly increasing farm revenue and profitability. Why Invest? Established track record of growth and expertise cultivated over 35+ years Diversified operations reduce risk and increase resilience Concrete plans linked to high-impact capital investment Demand-driven dairy market with scalable milk production potential Investing in this farm means backing a proven agricultural venture with exciting expansion prospects and a clear path to increased profitability.
Active loans balance: Collateralized - € 49000 Uncollateralized - € 0
Active loans total: € 49000

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.