Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003187

Goal
90,000 €
Raised
90,000 €
100%
Return rate
13%
Rating
B+
Period
48
Time left
LTV
56%
Country
Lenkija
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxxx Xxxxxxx Xxxxxx
Xxxxęxxxx 3, 87-853 Xxxxxxx
header_1
Declared
Owned
Farming land83.70 ha58.30 ha
20242023
Revenue 173,917.00 € 254,729.19 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Attractive Agricultural Investment Opportunity The farm has been operating since 2004, growing from an initial 26.29 ha of family-owned land inherited from the farmer’s parents into a thriving 142 ha agricultural enterprise, including 83.7 ha of owned land and 58.3 ha leased. The farm is personally managed by the farmer, with support from seasonal workers, combining a modern machinery park, efficient crop production, and a clear growth strategy that ensures scalable returns. Diverse and Profitable Crop Production Wheat: 84 ha – high-yield varieties providing stable revenue. Rapeseed: 35 ha – premium oilseed with strong market demand. Sugar beet: 23 ha – reliable cash crop diversifying income streams. Remaining land: meadows and pastures supporting fodder production and operational stability. Modern and Efficient Machinery Park Zetor Proxima 65 Tractor (2009) Deutz Fahr Agrotron M 620 Tractor (2010) New Holland T7.260 Tractor (2018) New Holland 6.80 Combine Harvester (2019) Pronar T672/1 Trailers (2009, 2 units) Unia Poznaniak Grain Seeder (2017) Kuhn Rauch Fertiliser Seeder (2017) Krukowiak Goliat Sprayer (2019) Strategic Growth Plan (3–5 years) The farm is ready for expansion, guided by a clear and achievable development strategy: Purchase up to 10 ha of leased land to secure long-term operational control. Invest in irrigation systems and a chisel plow to increase yields. Enhance operational efficiency through equipment modernization and optimized farming practices. Funding Allocation and ROI Potential Investment funds will be strategically allocated to: Repay two existing loans, freeing cash flow for growth initiatives. Support ongoing farm operations to maximize production potential. Why This Farm is an Attractive Investment: Proven experience and success in farm management for over 18 years. Diversified crop portfolio reduces risk and stabilizes revenue. Clear, measurable growth strategy linked to capital investments. Scalable agricultural model with strong revenue and profitability potential. Opportunity to invest in a well-organized, modern, and expanding farm with a sustainable operational model.
Active loans balance: Collateralized - € 0 Uncollateralized - € 0
Active loans total: € 0

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.