Ūkio paskola

This is a successful 42-hectare agricultural business that has strategically expanded its operations since 2012 from its original 9 hectares. It generates diversified income streams through high-quality crop rotation—11 hectares of high-margin sugar beets, 20 hectares of wheat, 7.5 hectares of corn – and a solid dairy operation with 24 dairy cows (including 16 heifers). The farm's modern machinery, equipped with the latest AGRO-MASZ 2024 disc harrow, LANDSTAL 2022 no-till cultivator, and PROMAR sprayer (2018) and AKPIL plow (2019), and MOSKIT disc harrow (2017), ensures operational efficiency, soil protection, and higher yields, while enabling independent management without fixed personnel costs. The operator's clear three-year development plan is to increase the herd to at least 30 dairy cows, which means a 25% increase in productivity – using existing infrastructure for maximum capital efficiency, as well as a proactive strategy to purchase leased land, which will convert lease costs into owned assets, providing sustainable cost savings, increased collateral value, long-term operational security, and better access to EU agricultural financing and subsidies. The refinancing consolidates InSoil's fragmented liabilities and more expensive private lender debt into a streamlined instrument, immediately optimizing the capital structure by reducing the debt service burden, increasing working capital liquidity, simplifying financial management, and freeing up significant resources for herd expansion and land acquisition initiatives without burdening the balance sheet or disrupting core operations. Key advantages: The operator's 13 years of experience in scaling up its operations, combined with high margins from sugar beet cultivation, stable cash flows from dairy production, recent high-value mechanization upgrades, and defined expansion targets, make this refinancing a low-risk catalyst for accelerated growth, backed by tangible agricultural assets including land, livestock, and modern equipment, providing attractive risk-adjusted returns for investors.
Active loans balance: Collateralized - € 0 Uncollateralized - € 0
Active loans total: € 0