Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003366

Goal
15,000 €
Raised
15,000 €
100%
Return rate
11%

Rating
A

Period
18

Time left

LTV
-

Country
Lenkija

Loan purpose
Apyvartinio kapitalo padidinimui

Business information
Security measures
Loan history
Project owner
Address
Xxxxxxx Xxxxxxxxxxxx
Xxxxxxxx 25, 64-700 Xxxxxxxx
header_1
Declared
Owned
Dirbama žemė47.00 ha14.00 ha
20252024
Revenue 140,510.14 € 87,452.05 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule

Rooted in family legacy since 2003, this Polish farmer transformed a modest 4-hectare inheritance into a thriving 50-hectare operation (14 owned). Focused on synergistic crop production and elite cattle breeding, it's a blueprint for sustainable dairy success.

Optimized Operations and Assets:

Crops: 6 ha barley, 3 ha hay grass, 2 ha winter triticale, 20 ha corn, plus expansive pastures—perfectly fueling on-site feed needs.

Premium Herd: 3 bulls, 20 calves (up to 6 months), 20 calves (up to 1 year), 40 dairy cows, and 11 pregnant heifers—totaling 94 head for robust milk output and future-proof breeding.

Reliable Machinery: 2011 JOHN DEERE tractor, 2024 HORNET loader, 2017 DREKAR feed mixer, 2012 KRONE mower, and 2015 LEBOULCH manure spreader—proven tools driving daily efficiency.

With two decades of hands-on expertise, this farm has scaled methodically while maintaining high animal welfare and yields. The bold next phase? Over three years, modernize with a state-of-the-art milking parlor and expansive cattle shed—slashing labor costs, boosting milk quality, and supercharging capacity.

Strategic Investment Catalyst: Loan proceeds will directly fund the critical cattle shed, kickstarting this upgrade cycle. This targeted build enhances herd health, streamlines operations, and unlocks exponential dairy revenues in Poland's booming market.

Empower this legacy farm's leap to elite status. Your investment fuels immediate infrastructure gains and long-term profitability.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.