Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PL0003383

Goal
42,000 €
Raised
32,537 €
77%
Return rate
From 13.7%
Rating
B
Period
48
Time left
LTV
50%
Country
Lenkija
Loan purpose
Refinansavimas
Business information
Security measures
Loan history
Project owner
Address
Xxxxł Xxxxxx
xx. Xxxxxxxx 62X/34 22-100, Xxxłx
header_1
Declared
Owned
Dirbama žemė50.00 ha25.00 ha
20252024
Revenue 44,131.71 € 20,023.32 €
Net profit - -
Equity ratio - -

Investicijos skaičiuoklė

Pasirinkine vieną iš siūlomų arba įveskite investicijos sumą, kad pamatytumėte palūkanų normą ir preliminarų uždarbį.
Palūkanos

13.7%

Preliminarus uždarbis

0.00 €

Svarbu:
Skaičiuoklės rezultatai yra preliminarūs, kadangi nurodytas uždarbis yra pagrįstas preliminariu paskolos grąžinimo grafiku.
Palūkanų normos:
Investuojant nuo 100 € - 13.7% Investuojant nuo 500 € - 14.4% Investuojant nuo 1,000 € - 14.7% Investuojant nuo 2,000 € - 15% Investuojant nuo 5,000 € - 15.2% Investuojant nuo 10,000 € - 15.4%
Project description
Documents
Payment schedule
Independent Farm Overview 
The farm was inherited on February 15, 2012 (initially 15 ha), and has been operated for 13 years. It currently covers 50 ha total, including 25 ha of owned land and 25 ha under documented leases. The owner manages all operations independently. The farm focuses on crop production with no livestock farming.

Crop Structure and Land Use (Current)
- Sugar beets: 12 ha  
- Soybeans: 8-10 ha  
- Buckwheat: 4 ha  
- Peas: 3 ha  
- Rest: wheat/barley  
  
Modern Machinery Portfolio
- John Deere 6800 tractor (120 HP, 1993)  
- John Deere 6610 tractor (1996)  
- John Deere C360 tractor  
- Rauh rotary harrow (1999)  
- Deutz-Fahr grain combine (1990)
- Rabe Werg seeder (2000)  

Expansion and Development Plan (Next 3–5 Years)  
- Land acquisition and lease buyouts: 5 ha annually  
- Purchase of beet harvester combine  
Increase crop production with more legumes  

Loan Purpose  
The loan will partially refinance existing obligations and fund production inputs for the new season.

Investment Opportunity
This established owner-operated farm offers growth potential through land expansion, specialized harvesting equipment, and diversified legume production. Investment will enhance yields, modernize operations, and support sustainable scaling.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.