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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0000522
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
Asmeninė atsakomybė
Ši paskola užtikrinta asmenine projekto savininko atsakomybe. Daugiau apie šią užtikrinimo priemonę skaitykite čia.
Apie projektą
Projekto savininkas pradėjo ūkininkauti beveik prieš 10 metų ir šiuo metu valdo 2 ha ploto vynuogyną Rio Maior, Portugalijoje. Vynuogyną prižiūri kartu su sūnumi, o derliaus nuėmimo metu samdo papildomų darbuotojų, kurie padeda nurinkti vynuoges ir bei gaminti vyną.
Nuo pat veiklos pradžios ūkininkas nuosekliai tobulina auginamą vynuogių veislę (French Castle), o tai padeda gerinti ir jo gaminamo vyno kokybę. Šiai dienai jis yra paruošęs 10 000 l vyno, kuris bus parduodamas kovo mėnesį, kai vynas pasieks brandos amžių.
Kasmet vynuogyne vidutiniškai pagaminama apie 15 000 l vyno, kurį ūkininkas parduoda tiesiogiai vartotojui 10 l ir 5 l talpos dėžėse bei 50 l talpos statinėse.
Dabar projekto savininkas skolinasi 11 500 €, 300 l automatinam purkštuvui įsigyti, kuris pakeis esamą, tranaujantį jau daugiau nei 20 metų. Likusi suma leis atlikti kitus nedidelius vynuogyno patobulinimus.
Metinė palūkanų norma - 14%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.