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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
PT0000877
Project owner | Address |
|---|---|
header_1 | Declared | Owned |
|---|---|---|
| Farming land | 10.00 ha | 2.50 ha |
| 2021 | 2020 | |
|---|---|---|
| Revenue | 364,808.97 € | 362,625.49 € |
| Net profit | 58,885.82 € | 119,197.39 € |
| Equity ratio | 4.22% | - |
Documents
Payment schedule
Padėdami ūkiui pritraukti finansavimą greičiau, skiriame 2.00% premiją nuo investuotos sumos. Investuojant, įveskite kodą PT877.
Šiuo projektu HeavyFinance investuotojų bendruomenei suteikiame galimybę investuoti į paskolą šeimos ūkiui, auginančiam uogas Portugalijoje. 2012 m. įsteigę ūkį su 3 ha žemės, paveldėtos iš tėvų, verslininkai dabar taip pat turi ilgalaikės nuomos sutartis dėl dar 7 ha žemės.
Ūkis parduoda mėlynes, avietes ir kitas uogas įvairiems Portugalijos didmenininkams, įskaitant MinhoberryCoop, Bfruit ir Satisfactor.
Per pastaruosius porą metų ūkis gavo daugiau nei 360 000 EUR metinių pajamų ir dabar yra pasirengęs didinti savo veiklos efektyvumą ir ruoštis plėtrai. Todėl ūkis skolinasi 23 000 EUR naujam traktoriui įsigyti, kuris bus įkeistas pirmine hipoteka.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.