Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PT0001077

Goal
12,600 €
Raised
12,600 €
100%
Return rate
28.26%
Rating
A
Period
28
Time left
LTV
40%
Country
Portugalija
Loan purpose
Ūkinių pastatų pirkimui ir (arba) statybai
Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxx Xxxxxxxxxxx
header_1 Declared Owned
Farming land250.00 ha20.00 ha
20212020
Revenue 100,485.74 € 110,308.33 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Kredito gavėjas savo verslą pradėjo 2008 m. ir dabar turi 250 galvijų, kurie laisvai vaikštinėja 250 hektarų plote. 20 hektarų šios žemės paveldėjo iš tėvų, o likusią dalį nuomojasi.

Bandą ir žemę prižiūri jis ir jo šeima bei dar vienas visą darbo dieną dirbantis darbuotojas (tiesiog kaubojus).

Artimiausiais metais jis planuoja didinti bandą ir paruošti galvijams didesnę žemės dalį, plėsti ganyklas ir įrengti daugiau girdyklų.


Dabar jis prašo šios paskolos, kad galėtų sutvarkyti vandens šaltinį ir išplėsti vandens užtvanką, kad gyvuliai turėtų geresnį priėjimą prie vandens.
Šiai paskolai užtikrinti ūkininkas, kurio finansiniai duomenys buvo įvertinti "A" rizikos reitingu, kaip užstatą siūlo savo traktorių, kuris sudaro 40 % LTV 12 600 eurų kapitalui, kuris bus išmokėtas per 24 mėnesius.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.