Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PT0001120

Goal
7,500 €
Raised
7,500 €
100%
Return rate
14.5%
Rating
C
Period
36
Time left
LTV
14%
Country
Portugalija
Loan purpose
Investicijos gamybai didinti
Business information
Security measures
Loan history
Project owner Address
XÁXXXX XX XXXXXXÇÃX XXXX XXXXXX XXXÓXXX XXXXX
Xxx Xxxxxxxx xx 7, 5200-010 Xxxxxxxx, Xxxxxxxxx,
header_1 Declared Owned
Dirbama žemė3.00 ha1.00 ha
Revenue
Net profit
Equity ratio
Project description
Documents
Payment schedule
Projekto savininkė 2021 m. pradėjo gyvulių auginimo verslą 1 ha ūkyje, kurį gavo iš savo šeimos, Portugalijos šiaurinėje dalyje esančioje Bragansoje.

Verslininkė taip pat išsinuomojo dar 2 ha žemės, kurią dirba kartu su savo artimaisiais. Ji augina galvijus, avis ir vištas, taip pat turi pašarų, kukurūzų ir žalumynų gyvuliams šerti.

Ji planuoja kasmet įsigyti daugiau gyvulių, kad padidintų bandą ir patenkintų didėjančią vietos klientų paklausą, kuriems pernai pardavė 10 veršelių po maždaug 1000 eurų ir 50 ėriukų.

Projekto savininkė prašo 7 500 eurų paskolos 2 naujoms reprodukcinėms karvėms įsigyti ir vištų aptvarui bei tvartui pagerinti.
Kadangi verslas yra naujas, dar nėra didelių finansinių duomenų. Taigi, norėdama užtikrinti paskolą, projekto savininkė yra pasirengusi įkeisti savo asmeninį namą, o tai sudaro 13,7 % LTV.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.