Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

PT0001133

Goal
10,000 €
Raised
10,000 €
100%
Return rate
14.5%
Rating
B
Period
34
Time left
LTV
89%
Country
Portugalija
Loan purpose
Technikos įsigijimui
Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxxxx
Xxxxxxx Xxxóxxx Xxxé Xxxxx xº31 4xxº 2805-087 Xxxxxx
header_1 Declared Owned
Dirbama žemė0.50 ha0.50 ha
20212020
Revenue 29,460.42 € 30,431.17 €
Net profit - -
Equity ratio - -
Project description
Documents
Payment schedule
Vicente Ferreira gamina kokybišką vyną vynuogyne, kuris jo šeimoje buvo perduotas iš kartos į kartą ir jau daugiau kaip 50 metų tradiciniais metodais augina tas pačias vynuoges ir vyną. 

Vynuogynas yra Santarém mieste ir priklauso Ribatejo DOC regionui. 0,5 ha plote daugiausia auginamos "Fernão Pires" ir "Arinto" vyninės vynuogės - dvi labai populiarios ir vertinamos Portugalijos centre. 

Ateityje planuojama optimizuoti vyno gamybą, siekiant sumažinti sąnaudas ir kartu išlaikyti aukštą kokybę. Per ateinančius metus verslininkas taip pat planuoja įsigyti dar vieną vynuogyną regione, kuriame augins kitas skirtingas vynuoges, taip pat skirtas kokybiškam vynui gaminti. 


Atsižvelgdamas į šiuos planus ir siekdamas tikslo optimizuoti vynuogyno žemės darbus, ūkininkas ketina įsigyti nedidelį traktorių, kuris leistų taupyti darbo jėgos laiką ir išlaidas. Siekdamas užsitikrinti finansavimą, jis siūlo žemę kaip užstatą.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.