Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

BG0002866

Goal
23,057 €
Raised
13,267 €
57%
Return rate
From 12.5%
Rating
B+
Period
33
Time left
LTV
55%
Country
Bulgaria
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner Address
Xxxxxxxxxx Xxxxxxxxxx Xxxxx Xxxxxx
xxxxxxx Xxxxxxxxxxx, xxxxxxxxxxxx Xxxxxx Xxxxxxxxx, Xxxxx Xxxxxx xxxxxx
header_1 Declared Owned
Farming land72.80 ha14.00 ha
20242023
Revenue 51,424.67 € 44,969.19 €
Net profit 21,375.48 € 11,379.00 €
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12.5% Investing from 500 € - 13.3% Investing from 1,000 € - 14% Investing from 2,000 € - 14.2% Investing from 5,000 € - 14.5%
Project description
Documents
Payment schedule

Todor Petrov, registered as a sole trader in Plovdiv, operates a farm located in the village of Opalchentsi, Bratya Daskalovi municipality, Stara Zagora region. Two years ago, he strategically shifted his focus exclusively to cultivating grain, peas, and pastures, moving away from cattle farming.

Todor is now seeking working capital to purchase seeds and fertilizers, refinance an existing loan. He has successfully secured six loans from the HF investors' community, demonstrating reliable repayment habits with three loans fully repaid and timely payments on the rest.

The proposed loan will be secured by a pledge on farm machinery, providing investors with added assurance.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.