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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0000277
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | - | - |
| Revenue |
| Net profit |
| Equity ratio |
Documents
Payment schedule
About the project
With this project, we invite you to contribute to the expansion of a growing farm's technical fleet. The businessman, who is actively working in the agriculture sector since 2012, currently manages more than 40 hectares of the mixed farm in the Širvintos district. He is farming together with his wife, who recently received support from the NPA (National Paying Agency) as a young farmer. The total area of the family farm is 70 hectares.
The farm raises 20 sheep, and the rest of the area is devoted to crops. The farm is semi-organic - oats, organic pumpkins, and buckwheat are grown here. Next year the farmer is planning to start growing peas on the farmland. The project owner uses a tractor, a disc harrow, a plough, a cultivator, a fertilizer spreader, and a sprayer for the farm work.
The businessman is constantly looking for ways to renovate the facilities used on the farm - now the project owner is running a farm roof reconstruction project for which he has received the NPA support. The first phases of the project have already been completed and a full reconstruction should be implemented next year.
With this loan, the businessman seeks to intensify farm activities by modernizing machinery.
In addition to agricultural activities, the farmer successfully runs a kayaking business.
Annual interest
- Investing from 100 € - interest 10,6%
- Investing from 500 € - interest 11,3%
- Investing from 1.000 € - interest 11,6%
- Investing from 2.000 € - interest 12,1%
- Investing from 5.000 € - interest 12,3%
- Investing from 10.000 € - interest 12,7%
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.