Susikurkite paskyrą vos keliais žingsniais ir pradėkite investuoti jau dabar!
Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
LT0000383
Projekto savininkas | Adresas |
|---|---|
header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Dirbama žemė | - | - |
| Pajamos |
| Grynasis pelnas |
| Nuosavo kapitalo santykis |
Dokumentai
Mokėjimo grafikas
Sole accountability
This loan is secured by sole accountability from the project owner. Read more about this security measure here.
About the project
This project provides HeavyFinance investors with the opportunity to invest in the growth of Lithuanian organic farm. The funding will be used to expand the cattle herd by purchasing more beef cattle.
The businesswoman has already developing her mixed farm for 15 years and now successfully manages a 147,75 ha organic farm in the Anykščiai district. 85 ha of farmland is covered by organic crops, and the rest is wooded areas and meadows, where beef cattle graze. Now there are 32 beef cattle on the farm.
In order to increase the production sold, the farmer is now seeking to purchase breeding 35 heifers and two bulls. The businesswoman has already received approval for the support from the National Paying Agency (NPA) for the exansion of the cattle herd. The project owner is borrowing from the HeavyFinance investor community for the final implementation of the project. A tractor and a 7.09 hectare plot of land will be pledged as collateral for the loan.
The farm's technical fleet consists of a combine harvester, a tractor, and a trailer for transporting grain. The farmer's current loan portfolio amounts to 121.700 € - the previous loans were dedicated to a new tractor, which was purchased with the received support from the National Paying Agency and to cover some seasonal costs. The loan payments are made on time.
The farmer's loan portfolio amounts to 95.700 € - the businesswoman previously borrowed to buy a new tractor with NPA support and to prepare for the season. One loan has already been repaid, another loan repayment of 10.000 € is planned to be covered before the disbursement of this project. The loan payments are made on time.
Area of declared land: 147,75 hectares, from which 125 hectares are owned by the project owner
Annual interest
- Investing from 100 € - interest 10,8%
- Investing from 500 € - interest 11,4%
- Investing from 1.000 € - interest 11,7%
- Investing from 2.000 € - interest 11,9%
- Investing from 5.000 € - interest 12,2%
- Investing from 10.000 € - interest 12,4%
- Investing from 20.000 € - interest 12,7%
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.