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Ūkio paskola
Ūkio paskola skirta žemės ir technikos įsigijimui, apyvartiniam kapitalui padidinti, kitiems ūkio plėtros poreikiams. Paskolos sąlygos priklauso nuo ūkio kreditingumo, paskolai užtikrinti įkeičiamo turto, paskolos grąžinimo laikotarpio ir kitų kriterijų.
LT0000508
| Projekto savininkas | Adresas |
|---|---|
| header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | 186.42 ha | 83.61 ha |
| Pajamos |
| Grynasis pelnas |
| Nuosavo kapitalo santykis |
Dokumentai
Mokėjimo grafikas
About the project
This project is dedicated to the development of a Lithuanian farm. The farmer, who first gained experience working with a large Danish farmer, set up his own farm in 2005. Since then, the business established in the fertile Kaišiadoriai district has expanded to 186 hectares of declared farmland and practices no-till farming.
The farmer claims that competition for farmland in the region is high, making it difficult to expand. However, every year together with his family he manages to purchase several hectares from current landlords.
The farmer now has ambitious plans to expand his farm, having recently bought a plot of land with buildings with the intention of converting it into a farm base. As the purchased plot is strategically located in close proximity to his lands, the project owner will save considerable transport costs during the construction works.
The farm's technical fleet consists of two tractors, a harvester, five trailers, a sprayer, and various smaller equipment.
This is not the farmer's first project on the HeavyFinance platform, as he currently has two active loans with a balance of € 175.000. Loan payments are being made on time and the project owner has already repaid one loan of €26,250. The farmer is now borrowing to prepare for the coming season and the loan will be secured by a pledge on the farm's production procurement contracts.
Area of land declared: 186,42 hectares, from which 83,61 hectares are owned by the farmer.
The farmer will also sign a promissory note* for a full amount including the interest.
*A promissory note is a financial instrument that contains a written promise by one party (the note's issuer or maker) to pay another party (the note's payee) a definite sum of money, either on demand or at a specified future date.
Annual interest
- Investing from €100 - interest of 8.5%
- Investing from € 500 - interest of 9.3%
- Investing from € 1.000 - interest of 10%
- Investing from €2,000 - interest of 10.2%
- Investing from €5,000 - interest of 10.5%
Projekto rizika
Šitam projektui, kyla rizika prarasti visą gautą pelną ir investuotas lėšas.
Tokiu atveju, Projekto savininkui neįvykdžius savo įsipareigojimų, Platformos operatorius imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pateiktą užstatą, tačiau Platformos valdytojas negarantuoja visiško Projekto savininko įsipareigojimų įvykdymo.
Finansinėms sutartims netaikoma Lietuvos Respublikos indėlių ir įsipareigojimų investuotojams draudimo įstatymo nustatyta draudimo apsauga.
Papildoma informacija:
Projekto savininkui nesurinkus finansuotinų sumų, surinktos lėšos grąžinamos rėmėjams pervedant jas į sąskaitą, iš kurios buvo pervestos. Platformos operatorius taip pat turi teisę pasiūlyti Projekto savininkui per Projekto finansavimo terminą sumažinti finansuojamą sumą arba pratęsti Projekto finansavimo terminą. Tokiu atveju, sumažinus finansuojamą sumą arba pratęsus Projekto finansavimo terminą, visais atvejais apie tai pranešama Platformoje ir informuojami Fondo finansuotojai.