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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001346
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 0.00 ha | 0.00 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 213,347.00 € | 86,508.00 € |
| Net profit | 64,081.00 € | -20,615.00 € |
| Equity ratio | 53.37% | - |
Documents
Payment schedule
Ganina UAB is a road freight transport company that has been operating for almost five years. During this period Ganina has managed to earn the trust of its clients and currently works with the largest Lithuanian companies: UAB Girteka cargo, UAB Kargautas, UAB Hegelmann transporte, UAB Ëssence Group. One of the most frequent flights to Scandinavian countries is operated by the client JYSK.
Although 2021 was more difficult due to the COVID pandemic, which led to reduced freight flows and transport prices, the company is currently profitable. The company has three sets of trucks and plans to increase the number of orders and purchase an additional truck.
For its first project on the platform, the company aims to borrow EUR 15 000. The funds will be used to purchase an additional truck from abroad. The company's CEO will provide a personal guarantee to secure this loan.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.