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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001443
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 103.55 ha | 72.40 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 119,138.00 € | 74,007.00 € |
| Net profit | 14,064.00 € | 7,695.00 € |
| Equity ratio | 64.15% | - |
Documents
Payment schedule
The agri-woman has been farming for 13 years when she inherited 15 hectares of land from her parents. Today, her farmland has extended to over 103 hectares where she owns more than half of them.
She grows wheat, oats and other grain cultures as well as raising 87 sheep and 43 meat cattle. The woman sells hers crop production to UAB Agrokoncernas while cattle are sold to UAB Krekenavos Agrofirma.
To maintain a mixed farm, she works together with hers family members. The farmer has 3 tractors and 2 combine harvesters and smaller pieces of equipment.
In the future, she plans to increase the number of sheep and cattle on the farm. At this moment, she is looking for working capital to cover her operational expenses.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.