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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0001527
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 19.04 ha | 4.20 ha |
| 2022 | 2021 | |
|---|---|---|
| Revenue | 15,939.00 € | 15,395.00 € |
| Net profit | 10,946.00 € | 10,089.00 € |
| Equity ratio | 82.62% | - |
Documents
Payment schedule
The main activity of the farm is horticulture. The farm was set up in 2019 with the support of the Young Farmers Settlement Grant.
The farmer provides the following services: haying, transporting, sowing and harvesting vegetables. The farmer works together with his family on the farm.
The farmer uses the following equipment on the farm: tractor, disc cultivator, vegetable and cereal drills, vegetable combine harvester, trailer, trimmer, rake press.
He will be able to increase the size of the farm by buying a combine harvester. Then farmer won't need to wait and he will be able to provide threshing services himself if needed. Also, he has plans to renew the disc cultivator to improve the quality of cultivation. For the future farmer intends to expand the farm to at least 200ha, with cereals as the predominant crop.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.