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Žalioji paskola
Investuotojams Žaliosios paskolos atveria naują galimybę prisidėti prie klimato kaitos stabdymo ir pasinaudoti sparčiu anglies taršos sertifikatų rinkos augimu. Investuodami į Žaliąsias paskolas InSoil platformoje, jūs paskolinate pinigus ūkininkams, o vietoje palūkanų gaunate dalį grąžos iš aukštos kokybės anglies taršos sertifikatų pardavimo tarptautinėje savanoriškoje anglies dioksido rinkoje.
-6,079,848 kg CO2e
LT0002038
Projekto savininkas | Adresas |
|---|---|
header_1 | Deklaruotas plotas | Nuosavas plotas |
|---|---|---|
| Farming land | 259.22 ha | 122.94 ha |
| 2023 | 2022 | |
|---|---|---|
| Pajamos | 344,136.00 € | 508,015.00 € |
| Grynasis pelnas | 16,174.00 € | 107,149.00 € |
| Nuosavo kapitalo santykis | 30% | - |
Dokumentai
Mokėjimo grafikas
About the farm
HeavyFinance invites you to invest in a loan for cereal farm in Raseiniai District. The farm has been operating since 2007. The farmer's declares 259,22 ha of arable land, of which 122,94 ha is owned.
The farmer grows wheat, oilseed rape and other crops.
The farmer's machinery fleet consists of a combine harvester, a tractor, a sowing machine, a sprayer, a trailer and other tillage equipment. The farmer cultivates the land using non-agricultural farming techniques.
The farmer is asking HeavyFinance community for a green loan, which he will be used to purchase additional machinery. As collateral for the loan, he pledges two tractors and 5 plots of land that belongs to the farmer.
Main Terms
The principal will be repaid by the farmer in regular instalments over the span of 4 years in accordance with the repayment schedule.
190 hectares of land are included in the Green Loan program. It is estimated that a total of 1748 carbon certificates will be generated in 5 years (based on a conservative estimation). Consequently, investors will receive below indicated portion of sales proceeds from every carbon certificate generated from the land of the project owner involved in the program;
- 60% of income received during the loan period;
- 40% of income received for the following year after the loan period.
It is expected that the first carbon certificates will be generated and sold in the second quarter of 2025. The exact return will depend on the amount of sequestered CO2 levels and the sale price of the carbon certificates.
If the project owner withdraws from the Carbon Credits Agreement, the project owner shall reimburse an annual interest rate as of 12%
Annualized return forecast
- Conservative scenario (€20 per carbon certificate): 21,76% IRR*
- Today's scenario (€35 per carbon certificate): 37,25% IRR*
- Optimistic scenario (€100 per carbon certificate): 102,51% IRR*
Read more about the return scenarios in the document section
*The internal rate of return (IRR) is a metric used in financial analysis to estimate the profitability of potential investments. Learn more about it
Keep in mind that the return forecast is an estimation and does not guarantee you the returns mentioned above.
Investuodami į žaliąsias paskolas, prisiimate šias rizikas
Anglies taršos kreditai gali negauti reikiamų sertifikatų ir nebūti sukurti dėl vienos iš šalių kaltės ar išorinių veiksnių.
Dėl pasikeitusių rinkos sąlygų, matavimo metodologijos ir kitų veiksnių, anglies kreditų kaina gali keistis.
Projekto savininkui neįvykdžius savo įsipareigojimų, UAB Heavy Finance imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pirmine hipoteka įkeistą užstatą, tačiau bendrovė negarantuoja visiško projekto savininko įsipareigojimų įvykdymo.