Žalioji paskola

Investuotojams Žaliosios paskolos atveria naują galimybę prisidėti prie klimato kaitos stabdymo ir pasinaudoti sparčiu anglies taršos sertifikatų rinkos augimu. Investuodami į Žaliąsias paskolas InSoil platformoje, jūs paskolinate pinigus ūkininkams, o vietoje palūkanų gaunate dalį grąžos iš aukštos kokybės anglies taršos sertifikatų pardavimo tarptautinėje savanoriškoje anglies dioksido rinkoje.
-6,179,044 kg CO2e

LT0002673

Tikslas
72,800 €
Surinkta
72,800 €
100%
Palūkanų dydis
21.4%
Reitingas
B+
Periodas
48
Liko laiko
LTV
80%
Šalis
Lithuania
Paskolos tikslas
Working capital
Verslo informacija
Apsaugos priemonės
Paskolų istorija
Projekto savininkas Adresas
Xxxxxx Žxxxxxxxxx Xxxxxx
Xxžxxxxų x. xxx., Xxxxšxxų xxx., Xxxxšxxxx
header_1 Deklaruotas plotas Nuosavas plotas
Farming land283.91 ha283.91 ha
20232022
Pajamos 267,968.00 € 223,298.00 €
Grynasis pelnas 77,335.00 € 5,878.00 €
Nuosavo kapitalo santykis 39.08% -
Projekto aprašymas
Dokumentai
Mokėjimo grafikas

About the farm

We invite you to invest in a promising crop production farm located in the Mažeikiai district, which has been striving to ensure high production quality and efficient farming since 2019.

According to last year’s declaration, the farmer cultivates 283.91 hectares of land. However, documents provided by the farmer confirm that in the second half of last year, the farm expanded to 722.0854 hectares, of which 400 hectares are privately owned. The farm specializes in growing wheat, rapeseed, barley, and peas, ensuring diverse and high-quality production.

The farm operates with modern equipment, including John Deere tractors and combine harvesters, as well as other essential machinery, ensuring efficient operations and high-quality yields. The farmer is supported by several employees who contribute to the efficiency and productivity of the farm's activities.

The loan funds will be used to increase working capital and construct a new storage facility. This investment will help optimize farm operations, ensure proper storage conditions for production, and enhance farming efficiency.

Join this project and contribute to the success and sustainable development of this growing farm!

Main Terms

The principal will be repaid by the farmer in regular instalments over the span of 4 years in accordance with the repayment schedule.

193 hectares of land are included in the Green Loan program. It is estimated that a total of 1888 carbon certificates will be generated in 5 years (based on a conservative estimation). Consequently, investors will receive below indicated portion of sales proceeds from every carbon certificate generated from the land of the project owner involved in the program;
(1) 60% of income received during the loan period;
(2) 40% of income received for the following year after the loan period.

It is expected that the first carbon certificates will be generated and sold in the second quarter of 2026. The exact return will depend on the amount of sequestered CO2 levels and the sale price of the carbon certificates.

If the project owner (farmer) withdraws from the Carbon Credits Agreement and does not intend to follow the agreement on the carbon revenue split with investors, the project owner will be obliged to repay the entire loan as well as pay the penalty, calculated by multiplying the interest rate by the entire loan amount and period equal to the duration of the loan agreement plus 12 (twelve) months.
Investors of this loan would receive a penalty of 72800 EUR * 10% * 5 year = 36400 EUR. This penalty can be reduced by the return earned by investors from the carbon credits generated

If the project fails to be delivered successfully through no fault of the farmer, the farmer commits to paying investors a minimum interest rate of EURIBOR 6M + 1.5%. This commitment applies in situations such as the lack of market demand for selling carbon credits, among others.

Annualized return forecast

Conservative scenario (€20 per carbon certificate): 13,35% IRR*
Today's scenario (€35 per carbon certificate): 21,39% IRR*
Optimistic scenario (€100 per carbon certificate): 48,3% IRR*
Read more about the return scenarios in the document section

*The internal rate of return (IRR) is a metric used in financial analysis to estimate the profitability of potential investments. Learn more about it

Keep in mind that the return forecast is an estimation and does not guarantee you the returns mentioned above.

Investuodami į žaliąsias paskolas, prisiimate šias rizikas

Anglies taršos kreditai gali negauti reikiamų sertifikatų ir nebūti sukurti dėl vienos iš šalių kaltės ar išorinių veiksnių.

Dėl pasikeitusių rinkos sąlygų, matavimo metodologijos ir kitų veiksnių, anglies kreditų kaina gali keistis.

Projekto savininkui neįvykdžius savo įsipareigojimų, UAB Heavy Finance imsis visų būtinų priemonių investuotojų interesams apsaugoti ir panaudos pirmine hipoteka įkeistą užstatą, tačiau bendrovė negarantuoja visiško projekto savininko įsipareigojimų įvykdymo.