Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002829

Goal
15,000 €
Raised
15,000 €
100%
Return rate
14%

Rating
B

Period
16

Time left

LTV
-

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxx Xxxxėxxx
Xxxxščxų x., Xxxxxxxų xxx.
header_1 Declared Owned
Farming land300.46 ha235.00 ha
20242023
Revenue 198,338.00 € 74,031.00 €
Net profit 6,365.00 € -35,728.00 €
Equity ratio 35.13% -
Project description
Documents
Payment schedule

Since launching his agricultural journey in 2007, the project owner has grown his operations into a thriving 300.46-hectare certified organic farm. Earlier this year, the farm earned official organic certification from Ekoagros, reinforcing its commitment to sustainable, eco-friendly production.

Today, the farm maintains a healthy flock of around 350 sheep and produces high-quality organic crops. Equipped with two tractors, a combine harvester, and a range of supporting machinery, the farm efficiently manages both cultivation and harvesting operations.

Of the total 300.46 hectares, 235 hectares are fully owned, providing a strong asset base. The farmer’s track record demonstrates reliability and financial discipline — with eight loans fully repaid and only one currently active.

The funds needed to increase working capital.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.