Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002835

Goal
20,000 €
Raised
18,984 €
94%
Return rate
12%
Rating
A
Period
30
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxx Xxxxxxxxxxė
Xxxxxxxxxx x. Xxxšxų x.
header_1 Declared Owned
Farming land120.69 ha2.00 ha
20242023
Revenue 59,982.00 € 108,303.00 €
Net profit 16,483.00 € 34,977.00 €
Equity ratio 29.06% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule
The farm was established 10 years ago in the Telšiai district. It is equipped with machinery suitable for sustainable no-till farming practices. Currently, the farm declares 120 hectares of land, of which 2 hectares are owned. The majority of the land – about 105 hectares – is sown with grass, and 25 hectares are used for growing corn. Both crops are cultivated for fodder production, and any surplus is sold as produce. The farm also raises calves – currently around 20 head – with plans to expand the herd to 120 head over the course of 2025. The calves are purchased young, raised on the farm, and later sold either for meat or for further fattening by other farms. It is worth mentioning that the farm has successfully repaid four previous loans through InSoil, totaling €118,000. The current funding will be used for seasonal preparations, primarily fuel.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.