Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002839

Goal
20,000 €
Raised
5,424 €
27%
Return rate
12%
Rating
B+
Period
7
Time left
LTV
-
Country
Lithuania
Loan purpose
Working capital
Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxxčxxx
Xxxxxxxxxxx x. xxx., Xxxxxxx xxxxxx xxx., Xxxxxxxxxx
header_1 Declared Owned
Dirbama žemė54.34 ha25.00 ha
20242023
Revenue 79,590.00 € 31,910.00 €
Net profit 8,872.00 € -
Equity ratio 67.77% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12%
Project description
Documents
Payment schedule
The farm started its operations in 2018 in the Radviliškis district. The farm uses 3 tractors, a combine harvester, and other equipment intended for sustainable farming practices. The farmer is gradually taking over the land from his grandmother: in 2023, 2 hectares were declared, in 2024 – 54 hectares, and in 2025 it is planned to declare 100 hectares. Out of the total cultivated land, 25 hectares are owned. The farm grows cereal crops such as rapeseed, wheat, and barley, applies crop rotation practices, and cultivates cover crops. The funds will be used for seasonal preparation, mainly for fuel.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.