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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002849
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 5.92 ha | 3.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 31,979.20 € | 37,400.97 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
We invite you to invest in a loan for a crop farm. The farm was officially established in 2023 in Vilnius district. Although the farming activities had started earlier, with the land gradually taken over from the owner's parents.
In 2025, the farm plans to declare 20 hectares, with an additional 25 hectares expected to be declared in 2026. Of the total land, currantly 3 hectares are owned.
The farm operates under fully organic principles, cultivating oats, wheat, garlic, strawberries, carrots, beets, cabbage, and pumpkins.
In 2024, the farm received a €60,000 grant under the Young Farmer Support Scheme, as well as a subsidised €40,000 loan. These funds have been used to construct a storage facility and purchase a tractor, cultivator, weeder, plastic mulch layer, trailer, and strawberry seedlings.
The loan funds will be used to continue implementing the project, specifically for warehouse construction and ongoing farm expenses, including the acquisition of an irrigation system for strawberries.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.