Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002851

Goal
40,000 €
Raised
34,902 €
87%
Return rate
11%

Rating
A+

Period
43

Time left

LTV
60%

Country
Lithuania

Loan purpose
Farm buildings purchase/construction

Business information
Security measures
Loan history
Project owner Address
Xxxx Xxxxxxxxxxxxė
Xxxxxxxšxxx x., Šxxxxxxx xxx., Xxxxxxxx, Xxxxėx x. 3
header_1 Declared Owned
Dirbama žemė16.24 ha10.46 ha
20242023
Revenue 51,279.28 € 27,824.42 €
Net profit - -
Equity ratio - -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

11%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.

Interest rates:
Investing from 100 € - 11%
Project description
Documents
Payment schedule

We invite you to invest in a loan for a farm in Vilkaviškis district. An organic farm was established in 2021 .

The farm cultivates both cereal crops (10 hectares of wheat, barley, and others) and hazelnuts (6.25 hectares planted with hazel trees, which have been yielding harvests for the past two years).

The farmer possesses all the necessary equipment for the land cultivation – a tractor and other implements intended for soil preparation and hazelnut tree maintenance.

A future plan is to acquire hazelnut sorting equipment. The farmer has approached Insoil with a request for a loan to support the expansion of the farm – specifically for the construction of a planned production storage facility. To secure the loan, she is offering a 10.46-hectare plot of land owned by her as collateral. Additionally, a spousal guarantee will be provided as a security as well.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.