Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002864
Project owner | Address |
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header_1 | Declared | Owned |
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Dirbama žemė | 233.38 ha | 100.00 ha |
2024 | 2023 | |
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Revenue | 212,681.00 € | 230,535.00 € |
Net profit | -27,233.00 € | -17,859.00 € |
Equity ratio | 9.37% | - |
We invite you to invest in a loan for the farm that was established 31 years ago in Šakiai district. The farm declares 233.38 hectares of land, of which 100 hectares are privately owned.
It grows grain crops such as rapeseed, wheat, barley, fava beans, and peas, applies crop rotation, and cultivates cover crops.
It operates using 3 tractors, a combine harvester, and other equipment suitable for sustainable no-till farming practices. The farm employs 1.5 full-time workers. Although a net loss was recorded in 2024 due to poor crop quality and natural disasters, the cash flow, after accounting for depreciation of long-term assets, remains positive at €9,007.
The requested funds will be used for seasonal preparation, primarily fuel and fertilizers.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.