Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002865

Goal
11,000 €
Raised
11,000 €
100%
Return rate
10%

Rating
A

Period
7

Time left

LTV
23%

Country
Lithuania

Loan purpose
Working capital

Business information
Security measures
Loan history
Project owner Address
Xxxxxxx Xxxxxx
Xxžxxxxų x. xxx., Žxxxxų xxx., Xxxxxxx, Xxxxxxčxx x. 18, 89000
header_1 Declared Owned
Farming land79.04 ha32.00 ha
20242023
Revenue 113,837.00 € 183,500.00 €
Net profit 38,481.00 € 21,050.00 €
Equity ratio 50.29% -
Project description
Documents
Payment schedule

We invite you to invest in a loan for a crop farm. The farmer, active since 2005 in the Mažeikiai district, currently cultivates 79.04 hectares of land, of which 32 hectares are privately owned.

The farm specializes in growing spring and winter wheat, along with other grain crops. During the harvest season, family members assist with operations.

The farm's machinery fleet includes two tractors, a combine harvester, a seeder, and other essential equipment for daily agricultural work. A strip-till farming method is used, helping to preserve soil health and reduce input costs.

This is the farmer’s eighth loan on the Insoil platform. Five of the previous loans have already been fully repaid on time, with no delays. To date, a total of €35,231.79 in interest has been paid out to investors.

The farmer is now seeking support from the Insoil investor community to raise working capital, ensuring a smooth and efficient operation for the 2025 season.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.