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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002907
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 148.99 ha | 100.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 146,932.00 € | 175,105.00 € |
| Net profit | 49,669.00 € | 37,403.00 € |
| Equity ratio | 44.43% | - |
Documents
Payment schedule
The farm was established 20 years ago in the Utena district. It operates with 3 tractors, a combine harvester, and other equipment suitable for sustainable no-till farming.
The farm declares nearly 150 ha, of which 100 ha are owned. It cultivates grain crops such as rapeseed, wheat, barley, and peas, applying crop rotation and intermediate crops. There is also a daughter’s farm, and together they manage over 200 ha.
It is worth noting that this is not the farm’s first loan with InSoil – the farm has previously borrowed and successfully repaid 4 similar loans with a total amount of €55,000. The funds are needed for seasonal preparations, primarily fuel, fertilizers, and pesticides.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.