Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002914

Goal
27,000 €
Raised
23,488 €
86%
Return rate
From 12.5%
Rating
C+
Period
29
Time left
LTV
70%
Country
Lithuania
Loan purpose
Refinancing
Business information
Security measures
Loan history
Project owner Address
Ūxxxxxxxx (-ė) Xxxxxx Xxxxx
Šxxxxxų x., Xxšxxčxxx
header_1 Declared Owned
Dirbama žemė427.04 ha199.49 ha
20242023
Revenue 282,128.00 € 569,012.00 €
Net profit 25,929.00 € 90,777.00 €
Equity ratio 32.08% -

Investment calculator

Pick one of the suggested or type in your own amount to see interest rate and preliminary earnings.
Interest

12.5%

Preliminary earnings

0.00 €

Important:
The calculator provided is preliminary and the projected earnings are determined based on the preliminary principal repayment schedule.
Interest rates:
Investing from 100 € - 12.5% Investing from 500 € - 13.3% Investing from 1,000 € - 14% Investing from 2,000 € - 14.2% Investing from 5,000 € - 14.5%
Project description
Documents
Payment schedule
Established in 2005 in Šiauliai district (Lithuania), the crop farm has been growing wheat, barley, rape, and other crops.

Over the last 20 years in operations, the farm owner has been expanding his farm territory and today he cultivates a total area of 427,04 hectares, of which 199,49 hectares are owned.

The machinery fleet consists of two tractors, a combine harvester, a sewing machine, a grain transport trailer, and other machinery. The farmer uses the most modern technologies for cultivation, one of which is the practice of no-till farming.

The farmer has reached out to InSoil for support in addressing financial difficulties, seeking to refinance the existing loan with another credit institution under more favorable terms, including an extended repayment period. To secure the loan, the farmer is offering land plots held in full ownership as collateral.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.