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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002948
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Dirbama žemė | 41.14 ha | 7.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 71,476.18 € | 32,670.72 € |
| Net profit | - | - |
| Equity ratio | - | - |
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Payment schedule
The farm was established 2 years ago in the Lazdijai district. It is a mixed farm, raising 14 cattle intended for resale – young calves are purchased in early spring, raised, and later sold. The farm also grows cereal crops such as oats, wheat, barley, and peas. Crop rotation is applied, intermediate crops are grown, and the soil is cultivated using no-till methods. A portion of the grain production is used for internal needs – mainly as feed – and the rest is sold. Income is split 50/50 between animal husbandry and crop production. The farm declares 41 hectares of land, 7 of which are owned. Farming is carried out together with family members, whose farms are located nearby (brother's and husband's). In total, the family declares 220 hectares of land, 45 ha of which are owned, and raises around 80 cattle intended for resale.
The funds are needed to purchase young calves.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.