Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0002962

Goal
29,000 €
Raised
29,000 €
100%
Return rate
14%

Rating
B+

Period
30

Time left

LTV
90%

Country
Lithuania

Loan purpose
Refinancing

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxė Xxxxxxė
Xxxxxx x. Xxxxxšxxų xxx., Xxxxūxxx, Xžxxų x. 15
header_1 Declared Owned
Farming land143.26 ha26.59 ha
20242023
Revenue 81,870.00 € 66,861.00 €
Net profit 54,602.00 € 44,543.00 €
Equity ratio 75.15% -
Project description
Documents
Payment schedule
We invite you to invest in a loan for a mixed farm. Since 2014, a family-run farm has been operating in the Utena district, combining Hereford beef cattle breeding (18 head) with arable crop cultivation.

The farm is fully managed by family members and is equipped with a tractor and complete set of cultivation implements, ensuring self-sufficiency in day-to-day operations.

The farmer is now seeking funding from the InSoil investor community to boost working capital. To secure the loan, a 12,51 ha land plot will be mortgaged.



Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.