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Agriculture loan
Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.
LT0002993
| Project owner | Address |
|---|---|
| header_1 | Declared | Owned |
|---|---|---|
| Farming land | 19.36 ha | 0.00 ha |
| 2024 | 2023 | |
|---|---|---|
| Revenue | 34,726.79 € | 22,685.34 € |
| Net profit | - | - |
| Equity ratio | - | - |
Documents
Payment schedule
The farm has been operating since 2021 in the Raseiniai district. It is a mixed farm – combining crop production and vegetable growing. The main crops include grains (wheat, peas, rapeseed) and vegetables (pumpkins and potatoes). The farm currently declares nearly 20 hectares of land, though it does not own any land yet. However, in 2025, the farmer plans to purchase a 14-hectare plot, expanding the total area to 34 hectares.
The farm participates in the NMA modernization program and plans to acquire new implements for sustainable farming, as well as implement a parallel steering system to ensure precise fieldwork, reduce working time, and improve soil cultivation accuracy. The project promotes market orientation, efficient production, and enhances the farm’s competitiveness. The planned investments will help reduce labor time and fuel consumption, increase productivity, and strengthen the farm's production capacity.
This project directly contributes to the goal of encouraging the production of higher value-added agricultural products and the implementation of innovative technologies on farms, with a particular focus on digital solutions.
Project risks
For this project, there is a risk of losing all the profits made and the funds invested.
In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.
Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.
Additional information:
If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.