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agriculture_loan
agriculture_loan_description
LT0002998
goal
55,000 €
raised
55,000 €
return_rate 
14%
rating
B+
period
60
time_left
LTV
39%
country
Lithuania
loan_purpose
Equipment purchase
business_information
security_measures
loan_history
project_owner | address |
|---|---|
header_1 | declared | owned |
|---|---|---|
| farming_land | 3.00 ha | 3.10 ha |
| 2024 | 2023 | |
|---|---|---|
| revenue | 21,921.00 € | 1,848.00 € |
| net_profit | 1,364.00 € | 1,564.00 € |
| equity_ratio | - | - |
project_description
documents
payment_schedule
The berry farming enterprise was established in 2022 and is located in the Kaunas district, Lithuania. The farm specializes in growing berries and vegetables. The total land area under management is 3 hectares, all of which are privately owned by the farmer.
Currently, the farm is participating in a National Paying Agency (NMA) project for farm modernization. The aim is to upgrade and expand berry production capacity. Planned investments include:
- A tractor
- A bush shaping harvester
- An under-canopy mower
- An orchard sprayer
- A berry harvesting combine
- A van for transporting and selling berries at markets and stores
In addition, a small facility will be installed near the berry fields for berry storage, packaging, and preparation for sale. An industrial shed (hangar) will be constructed to store all machinery and equipment purchased through the investment.
This project addresses key priorities: it strengthens the farm’s viability and competitiveness, improves efficiency, and enhances overall performance. With the help of the project, the farm will significantly upgrade its material and technical base, resulting in higher income, reduced manual labor, and improved environmental sustainability. The new equipment will also eliminate the need to rent essential machinery — currently, a berry harvester can only be rented from Poland.
The farmer is applying for a loan and will pledge the specified equipment as collateral.
project_risks
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additional_information:
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