Agriculture loan

Agriculture loans are tailored to acquire capital for various purposes such as expansion, inventory purchase, equipment acquisition, hiring staff, or to manage day-to-day operational expenses. The terms and conditions of these loans vary depending borrower's creditworthiness, collateral, repayment tenure and other factors.

LT0003027

Goal
33,100 €
Raised
33,100 €
100%
Return rate
13%

Rating
B

Period
37

Time left

LTV
19%

Country
Lithuania

Loan purpose
Equipment purchase

Business information
Security measures
Loan history
Project owner Address
Xxxxxx Xxxxxxx Xxxxxxxxxx
Xxxxxxėx x. xxx., Xxxxxxxx xxx., Xxxxūxxx
header_1 Declared Owned
Farming land41.46 ha4.01 ha
20242023
Revenue 57,975.00 € 22,231.00 €
Net profit 16,191.00 € 18,103.00 €
Equity ratio 21.97% -
Project description
Documents
Payment schedule

The farm is located in the Ukmergė district and was officially registered in April 2021. Currently declared area covers 41.36 hectares, with 4.01 hectares owned. The farm specialises in crop production and applies modern, sustainable farming technologies. All fields are cultivated using minimum tillage, with seeding and fertilisation focused on efficiency and environmental protection. The farm meets all support and ecological farming requirements, certified seeds are sown and additional sustainability practices are introduced.

The farm is implementing a step-by-step modernisation plan to transition towards full no-till farming. In 2025, the first development stage was completed with the support of InSoil platform investors: a loan of €36,000 was provided for the purchase of a fertiliser spreader and sprayer. This equipment reduced costs, improved work ergonomics, protected the soil and enabled the efficient use of fertilisers and plant protection products, fully complying with National Paying Agency support requirements.

This project implements the second stage of development and support – the purchase of a modern direct seeder. The new equipment will allow the farm to fully adopt no-till technology across all fields, reduce fuel consumption, prevent soil compaction and ensure long-term soil sustainability. This project will increase productivity, reduce emissions and unlock innovative farming opportunities. Funding is provided by platform investors and National Paying Agency support, ensuring clear debt management, repayment schedule and financial transparency.

Project risks

For this project, there is a risk of losing all the profits made and the funds invested.

In this case, if the Project Owner fails to fulfill its obligations, the Platform Operator will take all necessary measures to protect the interests of investors and use the provided collateral, but the Platform Operator does not guarantee the full fulfillment of the Project Owner's obligations.

Financial agreements are not subject to the insurance protection established by the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania.

Additional information:

If the project owner does not collect the amounts to be financed, the collected funds will be returned to the funders by transferring them to the account from which they were transferred. The Platform Operator also has the right to offer the Project Owner to reduce the amount to be financed during the Project financing term or to extend the Project financing term. In this case, if the amount to be financed is reduced or the term of financing the Project is extended, it shall in all cases be announced on the Platform and the Fund's financiers shall be informed.